office 847-841-3886
fax 847-841-3848
LMG Insurance Agency, Inc.

LMG Insurance Agency, Inc.

Linda M. Givilancz

Member Northern Kane County Chamber of Commerce; Illinois & Indiana licensed
NAIFA Member

While economic times are difficult and uncertain, I am a firm believer in the benefits of the financial security insurance provides, now more than ever. Most of us work hard to earn a paycheck and over the years we can hopefully invest in a home, invest in our children's future, and build a savings for retirement. I can't stress enough the importance of protecting your prosperity earned from years of hard work and investments.

Whether we realize it or not, we take risks every day and the purpose of insurance is to transfer that risk from you to the insurer protecting you and your family from the financial losses that can occur from just one catastrophic event. A major health event, disability or loss of a spouse can wipe out a life time of savings or future income creating financial devastation.

We just don't know what tomorrow will bring.

I am committed to working with you to find quality products to meet your individual and financial needs by partnering with top rated carriers that will be there when you need them most.

It's about your life, your health and your prosperity.

Products for Group, Individual & Family

  • Accident
  • Dental
  • Disability Income
  • Health
  • High Risk
  • International Health
  • Life
  • Long-Term Care
  • Senior Health

 

Call today for more information or a free quote. 847-841-3886

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Peace of mind comes with knowing you are protected.


What to expect from the Affordable Care Act in 2012.

Learn more about the Affordable Care Act iniatives for 2012.

CMS NEWS:  August 4, 2011

Medicare average prescription drug premiums will not increase in 2012.

Affordable Care Act Ensures Women Receive Preventive Services at No Additional Cost

Historic new guidelines that will ensure women receive preventive health services at no additional cost were announced today by the U.S. Department of Health and Human Services (HHS). Read more.

Life Insurance

Junior Estate Builder life insurance protects your child or grandchild, now and in the future, by establishing financial security that lasts a lifetime. The plan starts out with the protection of term life insurance with low premiums. At age 25, the policy automatically converts to a whole life policy which builds cash value with the option to increase coverage.

  • Affordability - Low annual premium.
  • No-risk, no hassles - No medical exam or interview.
  • Flexibility - Additional coverage can be purchased at ages 25, 28, and 31 without evidence of insurability.

Critical Illness Cash Plan

Every 34 seconds someone in the United States suffers a heart attack. Are you financially prepared if it's you? A heart attack, stroke, cancer, or other serious illness often comes without warning. The Critical illness cash plan is insurance that helps protect you, your family, and your assets from unexpected expenses. If you or a member of your family is diagnosed with a covered critical illness, you or your designee will receive a cash payment to use however you want.

Accident Coverage

Plan for the unexpected. Accident Coverage pays cash right to you. You get a set cash benefit for each covered injury and service - multiple benefits that really add up and pay:

  • Immediately - no waiting period
  • over and above any benefits you receive from any other plan
  • No matter what doctor or hospital you choose
  • Even while you recover - including those for follow-up treatment and physical therapy
  • With no overall annual or lifetime limits - no matter how many accidents you have

Dental & Vision Plans

If you go to the dentist or eye doctor for regular checkups, it’s a good idea to have a dental and/or vision insurance plan. With coverage for basic and preventive care, you’ll save on most procedures and cut down on your out-of-pocket costs.

Small Group:  Practical solutions that work for your business.

Individual Health Insurance Plans + List Bill

You can provide opportunities for your employees to get the coverage they need, without funding the cost, using List Bill Service.

Voluntary Benefits

  • Disability
  • Life
  • Accident
  • Critical illness/cancer
  • Supplemental Health

Call today for more information. 847-841-3886